CaliforniaFIRST - PACE

In 2009, the City of Saratoga joined the County of Santa Clara and other cities in the Santa Clara Valley as a member of the CaliforniaFIRST property assessed clean energy (PACE) program. Through the CaliforniaFIRST PACE program, property owners in Saratoga can receive a loan to fund energy efficiency, renewable energy, and water saving improvement projects on their home. The loan is then repaid through property taxes for a period of up to 25 years.

CaliforniaFIRST Program Features


  • 100% financing option
  • Repayment terms of 5, 10, 15, 20, or 25 years with no prepayment penalties
  • Balance may transfer to new owner upon sale of home

Example Eligible Projects


  • Updating heating and air conditioning systems
  • Replacing inefficient lighting, doors, and windows
  • Installing drought tolerant landscaping
  • Installing solar panels or wind turbines
  • Adding an electric vehicle charging station

Commercial Properties


In addition to services available to residents, CaliforniaFIRST also offers financing for commercial properties. Loans are property qualified and can be paid back over a period of up to 20 years. Additionally, the balance can be transferred to a new owner upon sale.

Additional Information


To learn more about CaliforniaFIRST or apply online, visit the CaliforniaFIRST website.